FREEMAN HEART & LUNG TRANSPLANT ASSOCIATION

REGISTERED CHARITY 700730

Received this Email from our chairman, Barrie Braidford on 27th June 2007:
 

Hi Graham,
         
In the clinic this morning someone asked about holiday insurance, and a young man said he gets cover with TESCO. This reminded me
that I had not arranged any insurance for my trip to Holland tomorrow.

I phoned Holiday Services, but they are out until late
afternoon, so I phoned Tesco, and yes they have covered
me for my transplant and Diabetes, at a cost of £89
for the weekend.    Expensive, but at least I am covered.
Can you add this to the insurance list on the website please
 

Thanks Mr Chairman,
This is very helpful and another insurance company to add to our ever growing list.   I wonder how an insurance company can be 'out of the office' until late afternoon though.

If you had tried some of the other insurers listed who were 'open for business' I reckon you would have found a much better deal than that offered  by Tesco, which by any reasonable standard is very expensive.

Graham

April 2007:
Another 10/10 for ACE INSURANCE.  
Read the information below from Alison:
 

Thanks Alison, this is extremely helpful information and backs up what others are telling us.   It seems that at certain times one or two companies  appear to be much more sympathetic to our case than the rest.   It could be that even though a company declines cover this time they might offer it in future, so never rule them out completely.

I would also suggest trying your local High Street broker who will trawl the system on your behalf.   Metropolitan in Wallsend are very good.

I had to renew my annual worldwide multi trip travel insurance before 5th march 2007 and had cause to change my insurer.   I am 52 years old and had my heart transplant in 1999.       This is what happened:-
 

Fortis Insurance would not continue my policy when it came up for renewal in February 2007.

I had cause to ring them from my broker's office and had to go through their health screening process because they denied any previous knowledge of my heart transplant.   I found this pretty alarming as you can imagine because they have been happily taking my premium for the past 6 years.

Some of the the questions they asked me were quite ridiculous and of no relevance.   In particular the fact that I had had bypass surgery pre transplant is as relevant as a man with no arms being asked if his fingers were numb.

They declined to offer me cover and I became a guinea pig of my own advice on the 'insurance page'.
 

Endsleigh Insurance were fantastic and it took no more than 10 minutes on the phone and I was fixed up with fully comprehensive, unlimited medical cover, annual multi trip cover, including the USA, for £93.26
They had a cheaper rate with slightly less cover at £77.41.

I cannot speak too highly of the service from David Goodman in the Newcastle office of this nationwide insurance company.  
Try him on 0191 2304021.
 

I had tried Holiday Services Ltd first but the numbers given could not offer me the cover I required.   In fact two of them would not insure me at all.  It could be that on another day it may well be different.  

I can only tell you what happened when I was trying to renew my insurance.   Let me know what happened when you tried.

Regards,
Graham